XRP price surges as $5 target comes into view

It’s the question echoing through crypto forums, late-night Twitter threads, and the ever-hopeful corners of the XRP Army: could XRP finally be gearing up for a proper push to that long-awaited $5 milestone?

After a rocky few years of courtroom drama, price swings, and speculative moonshots, XRP has managed to hold its ground above the $2 mark - but it’s hardly set the world on fire. Still, something’s brewing beneath the surface, according to analysts. Whale activity is picking up, wallet data is flashing signs of confidence, and the community? Well, they’ve never been short on faith.

But let’s be honest - talk is cheap, and $5 isn’t exactly pocket change. So, is this just another round of hopium-fuelled chatter, or is there a real case to be made for XRP hitting new heights? Let’s unpack the hype, the hurdles, and the hard data behind this crucial question.

XRP prediction: Price power or pipe dream?

Let’s start with the basics. XRP last peaked at $3.40 in January, a solid run, but still shy of that elusive $5 mark. Since then, it’s drifted around the low-to-mid $2 range. And while it’s commendable that every monthly candle since December 2024 has closed above $2, trading volumes tell a different story.

Lower volume generally means reduced market participation, and bulls will need to reverse that trend if they want any real momentum.

XRP whale activity

But here’s where things get interesting. Recent on-chain data from CryptoQuant shows that whale activity is heating up. XRP’s 90-day moving average for whale flows flipped back into positive territory in May, breaking a months-long trend of negative flows that spanned January through April.

That shift could mean large players, those with serious skin in the game, are quietly positioning for a breakout. It’s not the first time this has happened either. Back in August 2024, a similar uptick in whale flows preceded a massive 420% breakout in Q4. If history rhymes, Q4 2025 could have something in store.

Zoom out a little, and you’ll see another layer of bullishness. According to futures trader Dom, wallets holding over 1 million XRP have climbed to a record 2,850. Meanwhile, wallets with more than 10,000 XRP have grown by 6.2% year-to-date, now sitting at 306,000 addresses.

So even though the price has been doing the sideways shuffle, big players - and mid-sized ones too - are accumulating. And they’re not just holding. They’re doubling down.

The faith factor and the XRP $5 potential

Now, if you’ve spent any time in XRP’s online circles, you’ll know the $5 question is just the beginning. Some community predictions stretch far beyond that - we’re talking triple digits, even four-digit XRP forecasts.

Is it realistic? Let’s break it down. XRP’s market cap currently sits around $130 billion. 

A $5 price would roughly double that, according to experts, and this is achievable, especially in a broader crypto bull cycle. But when people start throwing around numbers like $1,000 or $10,000 per XRP, things get a little... optimistic.

For context: out of 6.61 million XRP wallets, 5.36 million hold 500 XRP or fewer. So, the majority of holders wouldn’t see life-changing money unless XRP pulled off something monumental. At $100 per coin, those with 25,000 XRP would rake in $2.5 million - but those holding 500 tokens (the majority) would only net $50,000. Not bad, but not exactly “unimaginable wealth.”

Hence the bold predictions. For many small-scale holders, only a four-digit XRP would really make the difference. Whether that’s delusional or just determined depends on who you ask.

XRP SEC case updates

Of course, no XRP discussion is complete without mentioning the ongoing SEC case. On 26 June, Judge Analisa Torres denied a motion seeking an indicative ruling, reinforcing that private settlements can’t override a court’s final judgment. In plain English: Ripple can’t cut a backdoor deal to dodge the consequences.

The legal cloud still looms, and until it lifts, it’s hard to imagine institutional money pouring in full force. Any real push to $5 will likely need a favourable resolution, or at least some clarity, in this regulatory tug-of-war.

The XRP community shouldn’t just wait but build 

While some holders dream of Lambos and moon landings, others urge action. Influencer Coach JV recently lit a fire under the XRP community, encouraging holders not just to wait for a saviour moment but to build something in the meantime.

Whether it’s creating educational content, developing apps on the XRP Ledger, or simply spreading adoption, the message is clear: wealth won’t just be handed to you - you’ve got to earn it. It’s a mindset shift from passive speculation to active participation, and it might be exactly what XRP needs to go from cult favourite to real-world powerhouse.

XRP outlook: Is $5 really on the table?

Here’s the honest take: $5 XRP is not a certainty, but it’s far from impossible. With the right mix of renewed volume, legal clarity, whale support, and community action, it’s a realistic target, particularly in a wider bull run.

But it won’t happen by belief alone. The road to $5 is paved with more than just hope. It needs utility. It needs legitimacy. And, yes - it needs a bit of luck. Still, if XRP has proven anything over the years, it’s this: it’s not going anywhere quietly.

At the time of writing, XRP is still surging but within a sell zone, hinting that we could see a potential drawdown. However, the volume bars show that sell pressure is weakening, hinting that we could see an uptick before any potential drawdown. Should we see an uptick, prices could encounter resistance at the $2.3321 and $2.4706 price levels. Conversely, should we see a significant drawdown, prices could find support floors at the $2.1482 and $2.0673 price levels. 

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